Learning
MODULE I: RIGHTS AND OBLIGATIONS OF THE FINANCIAL USER
Description
This module will outline the rights and obligations contained in the Financial System User Rights Code. Each of the rights and obligations of users will be described. Subsequently, the system for monitoring and tracking financial users will be explained, as well as the role of the customer advocate. Finally, the process and formalities that users must follow to file a complaint will be outlined.
Topics
- Financial system
- Financial consumer rights
- Monitoring and tracking of the rights of financial users
MODULE II: FAMILY BUDGET AND SMART CONSUMPTION
Description
This module will explain the importance of financial planning and creating a family budget. Financial planning will be understood as the process that facilitates or helps identify priorities, set goals, and make decisions regarding the economic situation of a company, a group of people, a family, or an individual. This module will also cover tools for creating family budgets and resources for diagnosing the financial situation of families and individuals.
Topics
- Benefits of financial planning
- Accounting tools
- Preparation of the family budget
MODULE III: IMPORTANCE AND WAYS TO SAVE
Description
This module will address the importance of saving and the advantages and disadvantages of credit. Savings will be understood as the surplus obtained at the end of a financial period. It is also important to note that with proper planning, it is possible to save and invest simultaneously.
Credit, on the other hand, is a financial tool that, when managed properly, contributes to the fulfillment of individual and family aspirations; however, the user must be aware of the risks of this service to avoid a situation of over-indebtedness.
Topics
- What is saving
- Myths and truths about saving
- Ways to save
- What is credit?
- Advantages and disadvantages of credit
- How to avoid over-indebtedness
Km 3.5 Vía Durán – Tambo.
Guayas, Ecuador.
Phone: +593 999 518 050
Km 3.5 Vía Durán – Tambo.
Guayas, Ecuador.
Phone: +593 999 518 050
S13-145 y Joaquín Gutiérrez.
Pichincha, Ecuador.
Phone: 02 2675096
y Mercedes Quinde.
Azuay, Ecuador.
Phone: 07 2803030
07 2800916
Parque del Atún area, Jaramijó.
Manabí, Ecuador.
Phone: 05 2389240
05 2389241
S13-145 y Joaquín Gutiérrez.
Pichincha, Ecuador.
Phone: 02 2675096
y Mercedes Quinde.
Azuay, Ecuador.
Phone: 07 2803030
07 2800916
Parque del Atún area, Jaramijó.
Manabí, Ecuador.
Phone: 05 2389240
05 2389241
Cdla. Urbasur, on the banks of the Guayas River
Guayas, Ecuador.
Phone: +593 987 283 968
